We save our pennies and buy old cars that we can afford to pay cash to buy. Old cars cost less on insurance and taxes, both up front and every year. Paying cash means there is no interest.
When there is a teen in the house, insurance is high. Really old cars allow us to cover liability only. Fender benders happen among teens too.
Cars are not status symbols, they are transportation. As long as they run well, are somewhat comfortable, the heat and the a/c work and the radio works, I'm fine.
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